Tools For Growth
At Hefner Financial, we provide a comprehensive, hands-on approach to wealth management for individuals, business owners, corporations, and retirement plan participants that includes asset management, investment advisory services, financial planning, retirement planning, estate planning, succession planning, insurance, annuities, taxation, and overall risk management.
Fee-Based Asset Management
Rather than using the services of third-party programs, we build proprietary asset allocation models based upon our research and selection criteria and actively manage those models internally. Clients pay management fees based upon account values rather than individual transactions, putting us on the same page as our clients and working to grow their accounts within the risk tolerance they set.
Employer-Sponsored Retirement Plans
We are able to create and manage the retirement plan for your small to midsize business. By utilizing our advisors in this way, you provide your employees with a fiduciary advisor to help them build their retirement wealth.
401(k) Plan Advice
We provide investment advice for clients' employer-sponsored plans, without managing the plan directly. This allows our clients to apply our investment expertise to one of their largest investment assets for retirement.
Tax Preparation & Planning*
We provide tax planning and preparation services to our fee-based clients as an added service. For those clients using outside accountants, we work together to offer tax planning services.
Small Business Consulting
Using our vast financial knowledge, we are able to provide small business clients with invaluable advice. From starting their small business, to growing it, and eventual sale, we have walked with clients through the process.
*Accounting and Payroll services offered through Hefner Financial, Inc., are separate and unrelated to Commonwealth.